POS & Payments — How It Works

Installed, trained, and live. No figuring it out yourself.

We deliver and install your POS hardware, configure your full menu, train your staff, and activate the cash discount program — reducing processing costs from the first day you go live.

One team. One install. One invoice.

Four SpotrOS digital menu boards mounted above the counter of a Caribbean roti shop, showing menu categories and a lunch special, with the kitchen visible behind A SpotrOS point-of-sale system: dual-screen terminal, branded cash drawer, and barcode scanner, fully assembled A SpotrOS-branded service and price menu board mounted on the wall of a barbershop beside the styling chairs A wall of mounted promotional screens inside a retail store, each running a live seasonal campaign
Digital menu boards — installed & live
Start to go-live

The process.

Here is exactly what happens, step by step.

1

Demo & Assessment

We show you exactly how the POS works for your specific business type — retail, service business, multi-location storefront, or any independent operation. No generic demo. We walk through your actual workflow.

2

Custom Quote

We quote your hardware configuration — terminal, customer-facing display, card reader, receipt printer, cash drawer, and any additional terminals or peripherals for your operation. And we model out your cash discount savings so you can see the real cost before you commit.

3

Hardware Delivery & Install

We deliver and install all hardware at your location. We cable everything neatly, configure your network connection, and test every component before we move on.

4

Product Configuration

We build your full product catalog in the POS — every item, modifier, combo, price, tax category, and printer routing. If you have an existing catalog we work from it directly. Nothing is left for you to set up.

5

Cash Discount Activation

We activate your cash discount program and configure the dual pricing display on your customer-facing screen. We make sure it is compliant and clearly communicated to your customers.

6

Staff Training & Go-Live

We train your entire team — taking orders, processing payments, managing voids and refunds, running end-of-day reports, and managing the cash drawer. We stay through your first service to make sure everything runs smoothly.

How the Cash Discount Program Works

Every card transaction costs your business money — typical Visa and Mastercard processing rates run 2.5–3.5% of every card sale, which adds up to hundreds or thousands of dollars per month at typical independent-business card volumes. The SpotrOS cash-discount and dual-pricing program is a legal pricing model where the posted price covers the cost of processing card payments, and customers paying cash receive a discount. You net the same margin on every transaction regardless of payment method — the processing cost is built into the posted price rather than coming out of your bottom line. We calculate your specific impact from your actual transaction profile during a no-cost consultation. Fully compliant with card network rules and NJ/NY state regulations. Payment processing required; full terms reviewed on your call.

100%
yours on every cash sale — no processing fees deducted
Thousands
saved annually by typical business
100%
Compliant with NJ/NY regulations

Frequently asked questions.

How long does POS installation and setup take?

Hardware installation and menu configuration typically takes one full day. Staff training is completed the following day. Most clients are running their first live service on day 3.

How does the cash discount program work?

The posted price covers the typical 2.5–3.5% Visa/Mastercard processing cost; customers paying cash receive a discount from the posted price. You net the same margin on every transaction regardless of payment method — the processing cost is built into the posted price rather than coming out of your bottom line. Request a personalized estimate to see what this means for your specific transaction profile. Payment processing required; full terms reviewed on your call.

Is the cash discount program legal in New Jersey and New York?

Yes. Dual pricing and cash discount programs are fully compliant with card network rules and NJ and NY state regulations when implemented correctly. SpotrOS handles compliant implementation including required customer disclosure.

What happens if I already have a contract with my current POS vendor?

We review your current contract with you during the consultation. In many cases the cash discount savings on SpotrOS offset the early termination fee within the first few months. We help you model this out before you commit to anything.

Does the POS work if my internet goes down?

Yes. The SpotrOS POS continues to accept payments in offline mode and syncs all transactions when connectivity is restored. Your operations keep running and you keep taking orders.

What POS hardware is included?

A standard configuration includes a POS terminal, customer-facing display, card reader, receipt printer, and cash drawer. Handheld devices and additional terminals are available for larger operations.

Ready to see how it works for your business?

Book a demo and get a custom quote — no obligation, no pressure. We'll show you exactly what SpotrOS looks like for your specific setup.